For merchants, payment reconciliation is more than just a finance process — it’s the foundation for accurate cash flow, transparent fee tracking, and operational control. But reconciling payments in today’s fragmented ecosystem is an operational headache.
Businesses must align data across multiple payment service providers (PSPs), acquirers, currencies, local taxes, installment logic, and reporting formats. And when done manually, it’s time-consuming and error-prone. According to PwC, manual reconciliation consumes up to 30% of a finance team’s time — time that could be spent on higher-impact strategic work.
Even small discrepancies under 1% can translate into thousands of dollars lost monthly. And as global operations expand, so does the complexity — from exchange rate mismatches to multi-country tax rules, partial payments, and non-standard cutoff times.
Operating in several countries means dealing with different processors, currencies, tax regulations, and reporting logics. Reconciling these in a single, coherent process is near impossible without the right infrastructure.
In industries like travel or retail, businesses must reconcile split payments over time, ticket purchases plus add-ons, or third-party financing fees — adding layers of complexity and risk.
Each country has its own rules. Brazil requires reconciliation by ICMS, PIS, and Cofins, while the EU uses varying VAT rules per country. Tracking these in fragmented systems leads to discrepancies and missed obligations.
A modern payment orchestration platform (POP) like DEUNA enables businesses to automate, standardize, and scale reconciliation processes — reducing effort while increasing visibility and control.
DEUNA connects directly to PSPs, acquirers, and fraud engines, pulling in all relevant data and automatically reconciling it. By applying AI, it detects anomalies, learns patterns, and flags discrepancies — without human intervention.
Result: reduced workload, faster closing cycles, fewer financial blind spots.
Merchants can define market-specific reconciliation logic, adapting to currency rules, taxes, and cutoff times per region. This ensures accuracy in even the most complex cross-border operations.
DEUNA standardizes disparate file formats (API, CSV, SFTP, webhook) into a single, clean data model, providing real-time KPIs such as GMV, fraud rates, payment method adoption, and fee breakdowns — all in one place.
With a central dashboard, finance teams can track reconciliation by country, provider, and transaction type — and immediately identify mismatches in settlement amounts or delays.
DEUNA’s high-availability infrastructure handles millions of transactions across providers without lags or data loss — perfect for fast-growing businesses or enterprises scaling into new markets.
Every transaction and reconciliation action is logged and auditable, giving businesses full traceability and transparency for internal teams, regulators, and partners.
Statuses and sub-statuses can be configured to prioritize reconciliation issues — whether it’s a missing fee, date mismatch, or duplicate transaction — allowing finance teams to resolve problems faster and smarter.
With DEUNA, reconciliation becomes a strategic asset, not an operational burden. Our platform:
“Reconciliation shouldn’t slow down growth,” says Franco Pais at DEUNA.
“We built our system to give finance teams real-time visibility and full control — without the manual friction.”
Automated reconciliation is no longer a luxury — it’s a requirement for modern, global businesses.
Visit deuna.com or book a demo to see how DEUNA can help your finance team gain efficiency, accuracy, and strategic visibility.
